Job Description

Associate, Securitization, Structured Margin Loan And Private Credit Financing Group

BMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world.

This role is for an Associate in the Securitization, Structured Margin Loan and Private Credit Financing Group within Global Markets Corporate Banking. This position will be primarily focused on supporting Account Management with underwriting, portfolio management and reporting of Private Credit Financing Facilities. This role will support Account Management in making approval recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. The Associate will further support Account Management in a variety of other portfolio management responsibilities.

Key Dimensions:

• New Underwritings: 50%
• Portfolio Management: 50%

Primary Responsibilities Include:

• In conjunction with Account Management, complete due diligence, credit analysis, transaction underwriting, credit approval, legal document negotiation, and ongoing portfolio management in support of the Private Credit Financing Team. This includes the primary financing facility and analysis of the individual assets within the financed portfolio.
• Review and monitor primary facility and asset level financial statements for potential changes which may affect the Borrower's performance through detailed review of quarterly financial statements, participation in lender calls, and ongoing dialogue with sponsor/management teams.
• Prepare quarterly portfolio reviews including analyzing historical and projected financial performance, industry trends and macroeconomic analysis in conjunction with Account Management for presentation to senior Global Markets and Risk professionals.
• Prepare concise credit analysis and other correspondence on an annual or more frequent basis for all Borrowers.
• Assess Borrowers' internal risk rating on a regular basis based on changes to the quantitative and qualitative aspects of the individual assets within the financed portfolios.
• Prepare regular facility and portfolio-level reporting for Account Management, senior leadership, business partners in Global Markets and Credit Risk.
• Maintain accurate documentation and ensure adherence to prescribed policies and procedures and overall safety of Bank's financing position.
• Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
• Works with specialists as needed to support successful deal completion.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

• Minimum of 3 years of relevant experience, including, but not limited to, private credit, banking, public accounting, investment banking and valuations, and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Undergraduate degree with focal areas of finance, economics, or accounting preferred with high academic achievement. MBA or CFA an asset.
• Completion of a financial analysis credit training program preferrable.
• Experience with lending and derivative products.
• Ability to periodically travel to client meetings and industry conferences.
• Typically, Associates maintain this role for 2-5 years before becoming eligible for promotion.

Skills:

• Excellent analytical skills to include business, financial, and credit analysis areas. Strong understanding of risk management concepts.
• Skilled in building complex financial and capital models.
• Proficient in building cash flow modeling.
• Strong written and oral communication skills.
• Strong proficiency in Microsoft Office products, notably MS Excel and PowerPoint.
• Ability to be creative, insightful and resourceful in performance of duties.
• Strong interpersonal skills used within a demanding team environment.
• In-depth ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner.
• Excellent capability to independently function as part of a team through self-motivation.

The salary range for this role is $135,000 up to $165,000 USD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements).

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